Bläckfisk Middleware

bläckfisk /bl'ɛkːfɪsːk/ octopus

Many CFOs and CTOs recognise the operational benefits of using multiple virtual card issuers, such as region-specific reduced fees and loyalty points. However, these benefits are offset by the significant costs involved with integrating and supporting different issuers. These costs limit the number of issuers businesses can support and result in delayed go-to-market and missed savings. With Bläckfisk you now have the choice to realise the benefits.

One API, Endless Virtual Card Possibilities

Integrating multiple virtual card issuers used to be too time-consuming and expensive.
With Bläckfisk, there's now a simple and cost effective solution.

Bläckfisk seamlessly integrates with multiple virtual card issuers through a single, efficient API. Simplify your payment processing, enhance security and streamline operations with robust connectivity and comprehensive support for diverse virtual card platforms. Ideal for businesses seeking efficient and scalable payment solutions.

Bläckfisk gives you:

•Issuing virtual cards with multiple issuers
•Real-time payment controls
•Digital wallet solutions
•Supplier payments
•Payment notifications

•Enriched data reports
•API, desktop and mobile user interface
•Real-time access to transactions
•Automated expense reporting reconciliation
•Data export to back-office and expense management systems

How does Bläckfisk work?

Product diagram showing how Kuggar Virtual Cards Blackfisk works

Concentrate on your core business

Insulate your business from technology integration risk

Integrate Once

Secure access to all virtual card issuers through a single connection.

Cost Savings

On up-front development and ongoing maintenance costs.

Faster to Market

Our single API frees your dev team from lengthy virtual card issuer implementations.

Routing Engine

Create cards from issuers based on the currency to maximise rebates and minimise fees.

Multi-Cloud, Multi-Region

Redundancy improves speed and reduces down-time, with improved SLAs.

Simple, Flat Fees

To efficiently scale your payments business.

The smarter choice for your business

Bläckfisk is a solution to save time and money

With Bläckfisk

Without Bläckfisk

Our RESTful synchronous API is built for seamless integration into all issuers simultaneously.

Each virtual card issuer has their own API, making integration cumbersome and resource-intensive.

Our routing engine allows your business to use different issuers in different circumstances to maximize rebates and/or minimize fees.

You're stuck with the virtual cards issuers that you have integrated within your payment system.

Our platform has almost instant (<200ms) response times to card requests, with guaranteed SLAs.

Generation of new virtual cards is often slow, unreliable and costly by comparison.

Our platform handles all updates, maintaining the same simple integration on your end.

Virtual card issuer platform updates require system maintenance by your Dev team.

Our ongoing development of features and capabilities offers new possibilities to your business.

Stagnant technology platform.

Get started today

Connecting to Kuggar is as easy as ...

Get in Touch

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Get Connected

We discuss your virtual cards business requirements and plug you into your selected issuer.

Get Started

We work with your team to get you connected to Bläckfisk - start issuing cards within days!

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